BookPhysiotherapy and exercise physiology are separate items on extras, and your policy decides whether they share a yearly limit. At Adapt, rehab is planned by physiotherapists, so consults are claimed as physiotherapy.
Privatehealth.gov.au lists physiotherapy and exercise physiology as separate extras services, and your policy sets how their yearly limits work.
| Physiotherapy | Exercise physiology | |
|---|---|---|
| Who provides it | Registered with the Physiotherapy Board of Australia | Accredited by Exercise and Sports Science Australia |
| Usual focus | Physiotherapists treat injury, disease and disorders through physical methods. | An exercise physiologist specialises in the benefits of exercise for good health and the treatment of medical conditions. |
| On your extras policy | Listed as physiotherapy | Listed as exercise physiology |
| Yearly limits | Set by your policy as a dollar cap, a percentage, or both, and sometimes as a sub-limit inside a larger extras limit | Set by your policy, and sometimes shared with other extras services or placed under a sub-limit |
The team confirms which parts of your plan are claimable before you start.
Physiotherapy consults may be claimed on extras that include physiotherapy.
Coaches run these from your physio program, and they are not claimable.
Your program in the app is a training record, so it is not claimable.
Strength testing sits outside extras, even when it informs a physiotherapy review.
Ask your fund whether extras covers physiotherapy and exercise physiology separately, whether they share a limit, and whether your waiting period is over. Privatehealth.gov.au notes benefits may be a dollar cap, a percentage, or both.
Then book a physio or ask Adapt to confirm the fee. Gym access, the app, supervised sessions and strength testing are not claimable.
Yes, if your extras policy includes both, but they are separate services and your policy decides whether they share a yearly limit or each have their own, including any sub-limit. At Adapt you claim physiotherapy consults only, because rehab is planned by physiotherapists.
What you can claim at AdaptCoaches run supervised sessions from your physiotherapist's program. Those sessions, the app and strength testing sit outside extras, and the same applies after post-surgical rehab and in personal training. Physiotherapy reviews stay claimable.
Gym-based physiotherapy
Physiotherapy at Adapt is with Dr Sam Baylis or John MacAuliffe, who confirm what is claimable before you start.
Plans your rehab and confirms which visits are claimable.
Runs the claimable physiotherapy reviews and keeps gym work on plan.
Ask whether physiotherapy and exercise physiology are listed separately, whether they share a limit, whether your waiting period has ended and whether you need a referral. Bring those answers when you book.
Contact AdaptAdapt confirms the physiotherapy fee before you book. What your fund pays back is set by your policy, which the fees and rebates page explains.
Unsure which appointment to book? Contact the team with what your fund said and we will point you to the right visit.
No, they are separate extras services, each claimed under its own item. Your policy decides whether they share a yearly limit or use a sub-limit. At Adapt, consults are claimed as physiotherapy.
No. Supervised gym sessions, the program in the Adapt app and strength testing sit outside extras cover. Only physiotherapy appointments may be claimed, depending on your policy, because Adapt rehab consults are with registered physiotherapists and coaches run the floor work from that plan.
No. You can book and pay for the appointment yourself, and extras only changes whether some of the fee comes back. Ask your fund what it pays for a physiotherapy consult, then ask Adapt to confirm the current fee before you book.
Your fund sets the reset date, so only it can tell you what physiotherapy extras remain and when a new period starts. Check that remaining cover before you book a run of reviews, because Adapt cannot see your policy.
Insurers set waiting periods for general treatment, including extras services such as physiotherapy, so a new policy may not pay until that period has finished. Ask your fund whether your waiting period has ended before you count on extras for a visit.
No. Gym access and personal training are training services, so they sit outside extras cover. Physiotherapy appointments remain the claimable part of an Adapt rehab plan, and the fee for those visits is confirmed before you start.
Physio appointments at Adapt are with Sam Baylis or John MacAuliffe, both registered with the Physiotherapy Board of Australia.
Last updated on 21 October 2026